Resources > Section 16 > Title 22 (Foreign Relations) of the Code of Federal Regulations (CFR) > (a) General Provisions
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The implementation of BridgeUSA and J-1 internships is guided by federal regulations in 22 Code of Federal Regulations CFR Part 62. Subpart A lists the general administrative requirements for all BridgeUSA (J-1 visa type) program categories.
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62.14(a) Sponsors must require that all exchange visitors have insurance in effect that covers the exchange visitors for sickness or accidents during the period of time that they participate in the sponsor's exchange visitor program. In addition, sponsors must require that accompanying spouses and dependents of exchange visitors have insurance for sickness and accidents. Sponsors must inform all exchange visitors that they, and any accompanying spouse and dependent(s), also may be subject to the requirements of the Affordable Care Act.

62.14(b) The period of required coverage is the actual duration of the exchange visitor's participation in the sponsor's exchange visitor program as recorded in SEVIS in the “Program Begin Date,” and as applicable, the “Program End Date,” “Effective Program End Date,” or “Effective Date of Termination” fields. Sponsors are not authorized to charge fees to their sponsored exchange visitors for the provision of insurance coverage beyond any demonstrable and justifiable staff time. Sponsors are not required to, but may, offer supplemental “entry to exit” coverage (i.e., coverage from the time the exchange visitor departs his or her home country until he or she returns). If the sponsor provides health insurance, or arranges for health insurance to be offered the exchange visitor, via payroll deduction at the host organization, the exchange visitor must voluntarily authorize this action in writing and also be given the opportunity to make other arrangements to obtain insurance. These authorizations must be kept on file by the sponsor. Minimum coverage must provide:

62.14(b)(1) Medical benefits of at least $100,000 per accident or illness;

62.14(b)(2) Repatriation of remains in the amount of $25,000;

62.14(b)(3) Expenses associated with the medical evacuation of exchange visitors to his or her home country in the amount of $50,000; and

62.14(b)(4) Deductibles not to exceed $500 per accident or illness.

62.14(c) Insurance policies secured to fulfill the requirements of this section:

62.14(c)(1) May require a waiting period for pre-existing conditions that is reasonable as determined by current industry standards;

62.14(c)(2) May include provisions for co-insurance under the terms of which the exchange visitor may be required to pay up to 25% of the covered benefits per accident or illness; and

62.14(c)(3) Must not unreasonably exclude coverage for perils inherent to the activities of the exchange program in which the exchange visitor participates.