CCIP returned to the Flushing branch of CCIP on August 3rd so that a second group of CCIP students could learn about the American banking system and how it compares to the systems in Hong Kong and China. As they did previously, a representative of the bank took the time to discuss the unique facets of banking in America and detailed how TD Bank stands out from other banking institutions in America.

"TD Bank has a very interesting business model," remarked Mingchen Sun (Victor), a business law student at Macau University of Science and Technology and one of the activity leaders. "The speaker explained what helps them stand out, like their extended hours and more open branch layouts."

TD Bank was founded in Canada and is now one of the top ten banks in the United States. Along with staying open later and having hours on Sunday, the banks stand out from their competitors by being designed with no glass between the tellers and customers so that the branches feel more welcoming. The students also had the opportunity to tour the bank facilities to see how things work behind the scenes.

Another activity leader, Yiyang Shi (Cardo), who studies Economics and Finance at the University of Hong Kong, also had good things to say about the visit, "It was nice getting to know the bankers and how the company works, especially because they are allowing us to bank with them while we're here in the US. It feels good to know they are committed to helping the community."

The students have opened short-term accounts with TD Bank so that they can have easier access to their money while in New York.